Need help with financing?
Financing by McGary & Associates
The satisfaction of helping our clients achieve the dream of homeownership and lowering their mortgage payment to better afford their financial dreams is our biggest accompllishment. We really look forward to meeting you and discussing your mortgage options. Please feel free to contact us so that we can answer all of your questions. Thank you for applying and we will be talking soon.
In a hurry? Call (704) 541-7100 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
